This eight-course self-study programme leading to the award of the CLU®/S professional designation focuses on the protection, accumulation, preservation, and distribution of the economic values of human life. Candidates will also learn the most current financial planning strategies for individuals and for business owners.
CLUS01: Individual Life Insurance
Provides an in-depth knowledge of life insurance, its underwriting process and the role of claim assessors. It covers a wide range of topics from the basis of life
CLUS02: Risk Management, Insurance and Retirement Planning
Focuses on the use of risk management techniques in treating the risks faced by individuals.It also provides an outline of
CLUS03: Life Insurance Law
Examines the legal aspects of life insurance, including basic principles of contract law, incontestable clause, assignments, law of agency and the rights of beneficiaries. The CLUS03 Study Text consists of 256 pages (excluding Supplementary Notes).
CLUS04: Life Insurance Company Operations
Provides a good understanding of the life insurance company’s operational processes. It also covers specific functions such as claims handling, new business, information technology,
CLUS05: Financial Planning : Process and Environment
Provides an overview of the financial planning process, including communication techniques, ethics, risk tolerance, time-value-of-money concepts and financial planning applications.
CLUS06: Investments
Covers the different risks and returns from the various forms of investments, as well as the types of investment strategies that can be taken, given the increasingly challenging investment environment. It also provides
CLUS07: Planning for Business Owners and Professionals
Focuses on the various forms of business structures, and highlights the risks and returns involved in a business investment. It also provides insights on buy-sell agreements
CLUS08: Group Benefits and Health Insurance
Presents a capstone to the ChFC programme by encompassing and encapsulating holistic knowledge that the student has gained from ChFC01 to ChFC07 studies. Case studies